Step One: Apply for a Loan A Brief phone conversation outlining your current financial situation will allow us to identify and structure the best loan to fit your needs.
Complete your loan application, and send us all the items on our check list. Everything is immediately reviewed in as little as 24 hours and a pre-approval issued.
Step Two: Get Approved The loan goes through our in-house underwriting department which generally takes 2 to 6 days. Where an Approval will be issued, conditions may apply to finalize the loan for the closing.
Step Three: Fund Your Loan We coordinate with our in-house, underwriting, funding and escrow teams to ensure you loan is closed on time and efficiently.
We would be happy to answer any questions you might have.
Testimonial:I can’t recommend Paul highly enough. Paul was able to get me a loan when no one else could. Throughout the loan process, Paul was very attentive and answered emails and phone calls immediately, and he was always friendly, professional, and organized. Going forward, I will only work with Paul for my loan needs. P Hicksread more
Great experience using Paul after working with other lenders who strung me along and tried to switch things at the end.He got me the 30 year fixed rate I was looking for and walked me through every step of the way. Definitely my Mortgage guy from here on out.read more
I would definitely recommend Paul Tropp to any of my friend or colleagues for a loan. based on my recent experience of trying to refinance after many months of being dragged down the wrong path I finally realized I had to switch over to Paul who i met through a business colleague. we worked together in and he fully explained everything in detail and also made sure he put it all in writing. I got exactly what I wanted , while it did take a few months once the loan closed it was truly the outcome i was looking for.read more
I have been working with Paul for over 10 years on the refinance of my home and now was able to purchase a new home before selling my current condo which no other bank could do. He is able to come up without being tied down by a single banks rules, we now have our new family home and have our condo rented. thank you Paul, a definite number 1 referral for mortgagesread more
I was looking for a Bank that could accommodate a stated income loan which has long been gone since the 2008 crash, Mr. Tropp at American Financial offers many other type of loan programs including the bank statement program which worked for me. He made the process simple and kept me informed every step of the way, while the interest rate was not the lowest out there I understood that this was the best loan for my situation.read more