310-701-9278

Mortgage Broker Beverly Hills CA | Mortgage Lender 90212

American Financial

Call us now! T: 310.246.1083 | M: 310.701.9278

Email Us: paul@pgloan.com

Loan Programs in California

In a real estate market like California, it is important to shop for a loan which is flexible and affordable, and to choose a company which goes the extra mile to understand and cater to your requirements.

American Financial offers an array of competitive loan products which can be customized to your needs. Below are some of our most popular lending solutions.

Stated Income Loans:

  • Ideal for Borrowers who are Self-Employed or Retired.
  • Primary Residence, Second Homes and Investment Properties are Eligible.
  • Cash out up to 80% Loan to Value, No Reserves Needed, Unlimited Cash Out.
  • Purchase with only 10% down.
  • 5/1 ARM, 7/1 ARM, Interest Only & 30 Year Fixed Term Mortgages Available.
  • Low credit scores, OK.

Traditional Loans:

  • Conventional loans for home purchase, refinance & Heloc’s
  • Borrow up to the maximum cap set by Fannie Mae and Freddie Mac.
  • Flexible application and qualification process.
  • VA Loans
  • FHA Loans
  • In House lending
  • Interest Only available

Jumbo Loans:

  • Loan amounts up to $10,000,000.
  • In house lending where we have control over the underwriting
  • Competitive interest rates and terms even for loans with large principles.
  • Interest only Available

Interest Only Loans:

  • Pay only interest on your loan for an introductory period.
  • Save more now while you working on growing your income and investments.
  • Maintain liquidity in your finances.
  • Upgrade your lifestyle without disrupting your financial stability.
  • Competitive rates available.

Apartment and Commercial Loans:

  • 5 or more units
  • Mixed use Properties
  • Store Front
  • Owner user

Reverse Mortgages:

  • Pull equity back out of your home to increase your financial flexibility.
  • Excellent for seniors who need more cash. Must be over the age of 62
  • While the loan is active, no payments are required.
  • Stay in your home while enjoying the benefits of your reverse mortgage.
  • Derive more value from your property by cashing in on your investment.
  • Reverse mortgage income is generally not taxable.
  • Use the money from your reverse mortgage however you see fit.

American Financial Is Your California Lending Partner

Ready to apply for a loan, or still need help selecting the product which is right for you? Please call us today at T: 310-246-1083 | M: 310-701 9278, and we will set up a consultation to discuss your needs. We pre-qualify you for a loan to streamline the process so you can close quickly on the property of your dreams.

No Loan is too small or too difficult for us to reach
your goals.

Call T: 310-246-1083 | M: 310-701-9278 now or
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    Loan Programs